Buyer Safety & Risk Disclaimer

⚠️ CRITICAL WARNING TO ALL BUYERS

READ THIS DISCLAIMER CAREFULLY BEFORE USING THE PLATFORM

IgetAm Marketplace is a classified listings platform only. We connect buyers and sellers but DO NOT verify, guarantee, or take responsibility for products, sellers, or transactions.

1. No Verification of Sellers or Products

1.1 Platform Does NOT Verify

THE PLATFORM DOES NOT:

Conduct background checks on sellers
Inspect, test, or authenticate products
Verify seller identity, credentials, or licenses
Confirm product quality, safety, or authenticity
Guarantee product descriptions are accurate
Ensure sellers have legal authority to sell items
Verify business registration or tax compliance

1.2 "Verified" Badge Disclaimer

⚠️ Important: Verification Badge

A "verified" badge (if displayed) indicates ONLY that a seller has submitted identification documents. It does NOT mean:

• Products are genuine or high-quality
• Seller is trustworthy or reliable
• Platform endorses or recommends the seller
• Any guarantee of transaction success

Verification is NOT a guarantee of seller legitimacy or product authenticity.

2. Transactions at Your Own Risk

2.1 Absolute Buyer Responsibility

🚨 YOU ACKNOWLEDGE AND AGREE THAT:

✓ You transact with sellers entirely at your own risk
✓ You are solely responsible for verifying seller legitimacy
✓ You must personally inspect all products before payment
✓ You assume all risks of fraud, misrepresentation, or defective goods
✓ The Platform has NO LIABILITY for any transaction issues

2.2 No Platform Liability for Scams

THE PLATFORM IS NOT LIABLE FOR:

❌ Fraudulent sellers or scam operations
❌ Counterfeit, stolen, or illegal products
❌ Misrepresented product conditions or descriptions
❌ Non-delivery of products
❌ Seller disappearance after receiving payment
❌ Defective, dangerous, or harmful products
❌ Financial losses from failed transactions
❌ Personal injury or property damage
❌ Identity theft or data breaches involving sellers
❌ Any criminal activity by sellers

2.3 Platform Provides No Guarantees

THE PLATFORM DOES NOT GUARANTEE:

✗ Seller honesty or integrity
✗ Product authenticity or quality
✗ Successful transaction completion
✗ Seller compliance with laws
✗ Accurate pricing or availability
✗ Fair dealing or ethical conduct
✗ Any specific outcome from your transaction

3. Mandatory Buyer Safety Practices

3.1 Before Contacting Seller

YOU MUST:

Research the Seller – Search online for reviews or complaints
Verify Contact Information – Confirm phone number and WhatsApp are legitimate
Check Listing Details – Look for red flags (too good to be true, vague descriptions)
Compare Prices – Ensure pricing is reasonable and not suspiciously low
Trust Your Instincts – If something feels wrong, walk away

3.2 Before Meeting Seller

YOU MUST:

Speak Directly – Call or WhatsApp the seller to verify they are real
Ask Questions – Confirm product condition, warranty, return policy
Request Additional Photos/Videos – Verify the actual item
Verify Identity – Ask for government-issued ID (driver's license, national ID)
Check Business Registration – Request CAC documents for businesses

3.3 During In-Person Meetings

🛡️ CRITICAL SAFETY RULES:

ALWAYS Meet in Public – Banks, shopping malls, cafes, or police stations
Bring a Companion – Never go alone to meet sellers
Meet During Daylight – Avoid night meetings
Inform Someone – Tell family/friends where you're going and when to expect you back
Stay Alert – Keep your phone charged and be aware of your surroundings

3.4 Before Making Payment

💰 PAYMENT SAFETY:

Inspect Thoroughly – Check the item matches the description exactly
Test if Possible – For electronics, request to test functionality
Check for Defects – Look for damages, missing parts, or signs of wear
Verify Authenticity – Check serial numbers, holograms, packaging
Get a Receipt – Request written proof of purchase with seller details
NEVER Pay Upfront – Do not send money before seeing and inspecting the item

4. Red Flags and Warning Signs

🚩 Walk Away If You See:

• Seller pressures you to pay immediately
• Prices are unrealistically low
• Seller refuses to meet in public
• Seller refuses to show ID
• Seller won't allow product inspection
• Communication is vague or evasive
• Seller asks for bank details or OTP codes
• Deal seems "too good to be true"
• Seller has no verifiable online presence
• Your instincts say something is wrong

5. Reporting Suspicious Activity

If you encounter fraud, scams, or suspicious sellers:

Report to Platform: Email support@igetam.com with details
Report to Authorities: Contact local police or EFCC (Economic and Financial Crimes Commission)
Warn Others: Share your experience to protect fellow buyers

⚠️ Note: Platform reporting does not guarantee action or refunds. Always prioritize your personal safety.

6. No Refund or Buyer Protection

🚫 CRITICAL NOTICE

IgetAm Marketplace DOES NOT provide:

❌ Buyer protection programs
❌ Money-back guarantees
❌ Refund processing
❌ Dispute mediation
❌ Escrow services
❌ Payment insurance

All refunds (if any) must be negotiated directly with the seller.

7. Legal Disclaimer

By using IgetAm Marketplace, you acknowledge and agree that:

You have read and understood this Buyer Safety & Risk Disclaimer
You accept full responsibility for all transactions
You will not hold the Platform liable for any losses
You understand the risks of buying from unverified sellers
You agree to follow all safety guidelines

⚠️ USE AT YOUR OWN RISK

BY PROCEEDING TO USE THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS DISCLAIMER AND ACCEPT ALL RISKS ASSOCIATED WITH BUYING FROM SELLERS ON IGETAM MARKETPLACE.

Questions or Concerns?

Email: support@igetam.com